While it may seem unnecessary to think about and plan for retirement, which could be many years away, it's something you absolutely must do. And the sooner the better. If you need convincing, check out the facts in the "Retirement Needs" section.
What's the best way to accumulate money for retirement? A good place to start is the retirement savings plan offered by your employer. These plans offer tax advantages not available with other types of long-term investments.
These advantages can help you keep more of your hard-earned money today and may help you plan for future financial needs. In this section you'll see why your employer-sponsored retirement savings plan could be a great long-term investment.